At Collective Mortgage all of our underwriting and closing is done in-house, allowing us the greatest measure of control and communication throughout the process, from pre-qualifying to closing. The Collective Mortgage team has over 100 years of combined experience in the mortgage lending business. At Collective Mortgage, we have access to the most competitive rates and program offerings on conventional, FHA, and VA mortgages. Whether you are working with a trusted 8z real estate agent, your own agent, no agent at all, or are looking to refinance a current mortgage loan, the Collective Mortgage team will take care of you in the way you expect.

Please call one of us to discuss new mortgage scenarios, get prequalified or preapproved for a purchase, or to inquire about refinancing a property you already own. We look forward to speaking with you, and we sincerely appreciate you stopping by.



Keys4Life is an initiative that provides grants to first time buyers to help them realize their dreams of owning a home. This support is through dual paths: financial education on the intricacies of home ownership and the steps to get there; paired with real financial support provided by 8z and its partners.

Meet The Team

Buying a home doesn’t have to be stressful. Our team of experienced, skilled professionals can help make it a smooth process. We are committed to your success and take pride in making your dream of homeownership a reality.

Do you have questions about the mortgage process?

Check out our library of video FAQs to get the answers to some of the questions we get asked the most!