Our lending expertise and years of experience gives us the confidence to protect your earnest money.

If you incur a loss of earnest money due to an error made by an Collective Mortgage Loan Officer or our Company, we will reimburse you the full earnest money loss incurred. The guarantee does not include errors, delays or non-performance by any third parties involved in the transaction. A complete loan application, requested asset and income documentation provided within 24 hours and an acceptable appraisal completed at purchase price or higher are required. Certain restrictions and conditions apply and compliance with all applicable rules and regulations is required.